Daily Stories – Zogo Finance
Why Now Is a Great Time for Gen Z To Start Investing
Written by Alicia Otto Currently, Gen Zers (born between 1997 and 2012) are on the cusp or in the...
Happy International Credit Union Day!
Today, October 20th, is International Credit Union Day, a day for celebrating and honoring the...
The Kadince Difference: Taking The Stress Out Of CRA
Volunteerism, community outreach, donating — all FDIC-associated financial institutions know where...
Zogo’s Mobile Banking Loyalty Integration
Designed to keep members active, engaged, and checking in on a regular basis, Zogo’s Mobile...
Environmental, Social, & Governance (ESG) — How These Evolving Standards Are Shaping The Financial Sector
Environmental, Social, & Governance, or ESG, encompasses a set of standards and practices...
Zogo’s Story In Numbers
It’s been just under three years since Zogo first launched in late 2019, but when you look at our...
MoneyLion and Zogo Team Up to Provide an Unparalleled Financial Education Experience
Partnership with MoneyLion is Zogo's Largest Fintech Platform Integration, Offering Financial...
A Deeper Look At Buy Now, Pay Later Services
Buy now, pay later (BNPL) services are proliferating across the world of e-commerce — ads for...
Zogo’s Company Values & How They Shape Our Product Offerings
When designing our financial education products, we keep our values at the forefront as they’re...
Exploring The Financial Literacy Gaps Between Demographics
Financial literacy has always been something that should be for everyone, yet for frustrating...
Building Loyalty with Gen Z
For many established financial institutions, the prospect of attracting Generation Z is a bit...
UStrive Mentoring Partners With Zogo
It’s official: UStrive, a nonprofit virtual mentoring organization, is partnering with Zogo! With...
Reaching Gen Z: The Unique Considerations For Financial Institutions To Keep In Mind
In the financial institution world, education is king — it’s widely understood and appreciated...
Streak Psychology: How Streak Features Motivate Your Users to Keep Playing & Learning
Streaks, specifically winning streaks, have long been regarded as a highly-motivating result of...
How Bite-Sized Learning Modules Help Financial Institutions Draw & Educate Gen Z
Let’s not beat around the bush: Generation Z, a digitally-native age bracket, is used to instant...
Gen Z & Financial Anxiety — How Zogo Can Help Lighten The Load
While financial anxiety is nothing new to many older generations, the type of financial anxiety...
Measuring the Impact of Financial Education Programs
It’s no secret that financial education has almost innumerable benefits. People who are...
Financial literacy is getting worse — here’s what you can do
The recent P-Fin Index report for 2023 reveals an alarming truth: financial literacy is...
3 Simple Mistakes to Avoid That Are Impacting Your Financial Well-being
1. Don’t underestimate the importance of continuous financial education Financial education is a...
Facing the facts about financial education’s failures
It’s no secret that we’re facing a financial literacy crisis, and it’s proving to be an uphill...
Zogo Joins the Fidelity Alliance Network
AUSTIN, Texas, Feb. 23, 2023 /PRNewswire/ -- Zogo, a technology company that works...
3 Simple Strategies to Maximize your Financial Education
Financial literacy is the backbone of consumers’ ability to manage their money and make smart,...
The 3 things your members want in the new year
The New Year is a perfect opportunity to reassess how your credit union engages with your...
Gen Z-Targeted Zogo App Reaches Milestone Signing 200 Financial Institution Partners
AUSTIN, Texas, June 21, 2022 /PRNewswire/ -- Zogo, a Gen Z-powered financial literacy...
5 Tips for Entrepreneurial Teens to Launch Their First Business
If you’re an entrepreneurially minded teenager, you may have started thinking about opening your own business. Starting a business at a young age can be a wonderful learning opportunity for business and financial matters and can help you start building a strong foundation for your professional life. However, there are a few things to know in order to give your fledgling company a shot at success. Keep these five tips in mind as you draft your business plan.
Zogo signs 31 new partners in Q1!
Apr 7, 2022 AUSTIN, TX — Zogo Finance launched 31 new partnerships in the first quarter of 2022,...
5 Ways to Set Yourself Up for Financial Peace of Mind as a Young Professional
Given Gen Z’s quickly increasing market size and influence, community banks should be aware of the unique ways in which Gen Zers make decisions and consume information.
Zogo launches 12 new partnerships in Feb. 2022
Mar 4, 2022 AUSTIN, TX — Zogo Finance launched 12 new partnerships in February 2022, another sign...
Zogo launches 8 new partnerships in Jan. 2022
Feb 10, 2022 AUSTIN, TX — Zogo Finance launched 8 new partnerships in January 2022, another sign...
How Playing Poker Builds Life Skills
Poker isn’t just playing cards and placing bets, it exercises key life skills like strategic...
2021 Zogo Year in Review
Zogo Finance Reaches 150 Partners!
Within 2 Years, Zogo Reaches 150 Partners!
Zogo Finance Reaches 150 Partners!
Zogo Hits Its 2 Year Anniversary!
From 2019 to 2021, Zogo has surpassed so many incredible milestones – all thanks to our amazing team, wonderful partners, and of course, our dedicated users!
3 Simple Gen Z Marketing Tips for Community Banks
Given Gen Z’s quickly increasing market size and influence, community banks should be aware of the unique ways in which Gen Zers make decisions and consume information.
Zogo Hits 100 Financial Institution Partners
DURHAM, NC (June 2, 2021) — Zogo Finance (“Zogo”), the financial technology company committed to...
Zogo signs Altura Credit Union as part of 8 new FI partnerships in Mar. 2021
Apr. 5, 2021 DURHAM, N.C. — Zogo Finance launched 8 new partnerships in March 2021, including...
Zogo Previews Solution at ICBA ThinkTECH Virtual Demo Day
Zogo Previews Solution at ICBA ThinkTECH Virtual Demo Day Event follows 12-week bootcamp...
BadCredit.org Features Zogo
BadCredit.org spoke with our CEO, Bolun Li, about how Zogo is helping people avoid debt and...
Zogo Launches Custom Rewards
Zogo Finance is pleased to announce that it has launched custom rewards. In the Zogo app, users...
Zogo launches 6 new partnerships in Feb. 2021
Mar. 1, 2021 DURHAM, N.C. — Zogo Finance launched 6 new partnerships in February 2021, another...
Zogo Launches Charity Rewards
Zogo Finance is pleased to announce that it has launched Charity Rewards on the Zogo app. In the...
American Banker Features Zogo
American Banker, a leading financial news platform for executives in the financial services...
LinkedIn News Features Zogo
Zogo CEO Bolun Li spoke with PYMNTS.com CEO Karen Webster about the company’s gamified approach to financial education.
Zogo Selected for ICBA ThinkTECH Accelerator
Zogo Selected for ICBA ThinkTECH Accelerator Initiative Advances Progressive Community...
Zogo: 2020 Year In Review
Zogo, the leading mobile financial education provider, had a very active 2020, signing more than...
Zogo launches 5 new partnerships in Dec. 2020
Jan. 4, 2021 DURHAM, N.C. — Zogo Finance launched 5 new partnerships in December 2020, another...
Cherokee Strip CU on Zogo and a “holistic” approach to financial wellness
Zogo caught up with Cherokee Strip CU’s Brittney Swain to briefly discuss education, financial literacy and the credit union’s holistic approach to helping their members achieve financial success.
Unity One Credit Union on using Zogo to reach high school students
Zogo caught up with Unity One’s Alyssa Guillory to discuss the importance of financial literacy and how the credit union is using the app to teach high school students the ins and outs of personal finance.
Zogo launches 9 new partnerships in Nov. 2020
Dec. 14, 2020 DURHAM, N.C. — Zogo Finance launched 9 new partnerships in November 2020, a sign of...
3 ways your credit union can offer better financial education during COVID-19
The coronavirus crisis is stretching into its ninth month — and the pandemic is still weighing heavy on the minds (and pocketbooks) of many Americans. Here’s how your credit union can make an impact through financial education.
Introducing the Zogo Brand Ambassador program
Zogo is looking for passionate, hardworking students to join its brand new Brand Ambassador program.
Here’s how to bring Gen Z into the credit union movement
We’re not a marketing firm or a research group. But we are a group of Gen Zers who spend a lot of time talking about credit unions. Here’s what we think would get our generation engaged.
In One Year, Zogo Partners with 60 Financial Institutions to Reimagine Financial Literacy
DURHAM, N.C. — On Nov. 1, 2020, Zogo celebrated the one-year anniversary of the launch of its...
Zogo launches 10 new partnerships in Oct. 2020
Nov. 1, 2020 DURHAM, N.C. — Zogo Finance launched 10 new partnerships in October 2020. With the 10...
How University of Hawai’i FCU is using Zogo to teach financial literacy amidst the “new normal”
Bari Carroll of UHFCU discusses financial education, his credit union’s partnership with Zogo and how the app could improve in the future.
Five life lessons from Edward Filene, father of the credit union movement
Thousands of American credit unions can trace their existence back to this twentieth century businessman who was ahead of his time — here’s what we can learn from him.
How MassMutual FCU is using Zogo to connect with younger members
MassMutual FCU marketing specialist Samantha Barnes shares her thoughts on Zogo, financial education and how young people might change the world of banking.
Financial Literacy in a Post-COVID World
In a world where businesses disappear overnight and even the ability to see our families for the holidays is still up in the air — it’s time to give individuals the tools they need to navigate uncertainty in where it matters the most.
Zogo launches 12 new partnerships in Sept. 2020
Oct. 6, 2020 DURHAM, N.C. — Zogo Finance launched 12 new partnerships with credit unions across...
3 Ways Your Credit Union Can Increase Digital Engagement
For better or for worse, member engagement is now digitally driven. How can your credit union make it work to your advantage?
What was your worst financial decision?
That’s the question we asked our more than 70,000 users. Here’s what they said — and what we can learn from it.
Why Gamification Works (and Why Your Credit Union Should Care)
It can motivate us to run a little longer, spend a little more money or keep working toward a goal — here’s why gamification is so effective, and why it just might change the future of finance
3 reasons why credit union need to invest in financial education
It’s time that Americans stop learning financial lessons the hard way — your credit union could make the difference.
Gen Z and Smartphones: 5 facts your credit union needs to know
Forget billboards, TV commercials or ad spreads in the newspaper — today’s teens and twenty-somethings have their eyes glued to their smartphones. Here’s what your financial insitution needs to know.
What’s wrong with financial education today?
At best, it’s boring and poorly implemented. At worst, it’s completely ignored. Why are so many of us learning personal finance on the fly?
How pineapples are helping CUs attract younger members
The coronavirus crisis is stretching into its ninth month — and the pandemic is still weighing heavy on the minds (and pocketbooks) of many Americans. Here’s how your credit union can make an impact through financial education.
Financial literacy in the age of remote learning
The switch to digital learning has been swift and wide-reaching in the aftermath of the coronavirus pandemic. Where does financial education fit in?
The Gen Zer’s guide to managing money in times of crisis
You may not have a stock portfolio to manage or a retirement fund to worry about — but here are some tips for money management in uncertain times.
What is financial dignity?
Imagine you’re playing basketball, but all the players know the rules except you. How can you make the most of the game?
3 personal finance brands connecting with millennials, today
Think young adults don’t care much about finance? These three brands are proving you wrong — here’s what we can learn from them.
Give yourself some credit
(Photo courtesy scppv450wo-flywheel.netdna-ssl.com) If the only charges on your credit card...
“Things I didn’t learn in school”: Why Gen Zers love Zogo
Our users always have a lot of good things to say about Zogo, but sometimes, the things they love about the app surprise even us. Here are three reasons that Gen Zers love Zogo.
3 Quick Tips for Marketing to Gen Z
Old-fashioned marketing methods won’t do the trick when it comes to reaching this take-charge, tech-savvy group.
Renters and Homeowners Insurance
Renters & Homeowners InsuranceRenters & HomeownersRenters insurance is an insurance policy...
Auto Insurance
95 percent of American households own a car. That’s a lot of cars…but also a lot of car insurance....
Fraud
FraudPersonal InfoKeeping your personal information safe online and in person is extremely...
What Insurance Should You Get
What Type of Insurance Should I Get?There are so many types of insurance for you to buy that it...
How Do I File a Claim
How do I File a Claim?Nobody really wants to be put in a situation where they have to cash in...
Why Do You Need Insurance
Why do you need insurance?Some people, particularly young people, think they’re invincible. Well,...
Basic Insurance Terms
Basic Insurance TermsLet’s get started with some essential terms that you must know to understand...
PYMNTS.com, leading platform in payments and commerce, features Zogo
Zogo CEO Bolun Li spoke with PYMNTS.com CEO Karen Webster about the company’s gamified approach to financial education.
Tax Types
Types of TaxesTypes of TaxesTaxes affect pretty much everyone, everywhere. Even if you aren’t in...
Investing
Investing is the act of acquiring resources in order to generate a return. When peoplediscuss...
Credit Reports and Scores
Your borrowing reputation is one of your most important qualities as it shows how you've handled...
Applying for Credit
A credit application is a request for an extension of credit. The information on the application,...
Bank Accounts
Spending & SavingBank AccountsThere’s not much you can do without a bank account! There are...
Student Loans
A student loan is a type of loan that helps students pay for post-secondary education and the fees...
Mortgages
Mortgages are loans taken out to buy a home. They allow you to make real estate purchases without...
Employment Basics
EmploymentLooking for a Job? Here’s How to Get StartedPart 1: Getting a JobJust starting the job...
Spending III
Wealth Building Budgeting and developing smart spending habits do more than keep you financially...
Investment Protections
Investment ProtectionsInvestment fraud refers to the use of deceptive practices to trick investors...
Financial Institutions
The economy cannot run without financial institutions — companies or groups that deal with...
How to File Your Taxes
How to File Your TaxesFiling your taxes can be a daunting task, but it doesn’t need to be that...
Spending I
Why Your Spending Matters It’s easy to feel as though your financial decisions are inconsequential...
Retirement
RetirementThere are many ways to prepare for retirement. Most experts say that to maintain thesame...
Major Expenses
Spending & SavingMajor ExpensesNo matter how smart you are with your money, there will always...
Credit Card Fraud
When you have a credit or debit card, you face the risk that your card or information may be...
Accounting
Accounting sounds boring, but to actively invest in stocks, we need to be able tounderstand what a...
Spending II
Being a Responsible Spender Financial fortitude depends on your responsibility as an economic...
Beware of Advertisers
Spending & SavingBeware of Advertisers!There will be many obstacles on your financial journey;...
Government Services
Government ServicesWorking Title: A Guide to Government Assistance ProgramsLooking for government...
Tax Terminology
How to Do Your TaxesWorking Title: A Guide to Tax TerminologyDon’t know the difference between a...
Saving
Spending & SavingSavingWhile it may be difficult to start, saving is a major key to being...
Borrowing Reputation
Your credit score, which decides how much money you can borrow, is determined by your past history...
Education
EducationIs College Even Worth It?In today’s competitive job market, it can feel impossible to...
Credit vs Debit Cards
Credit is money borrowed that must be paid back within a determined time period, such as a loan....
Bills
Saving & SpendingBills, Bills, BillsThe wise philosopher group, Destiny’s Child, once asked:...
Debt
A “loan” is a sum of money that is borrowed and paid back with interest. Loans are usually taken...
Inflation
Spending & SavingInflationKey to financial literacy is a thorough understanding of the concept...
The Power of the Purse
(Photo courtesy cnbcfm.com) Today is #BlackOutDay2020, a call to action and “day of solidarity in...
Change is in the air…but not in our wallets
(Photo courtesy marketwatch.com) It's no longer all about the Benjamins. The Covid-19 pandemic has...
Zogo Finance surpasses 1,000,000 financial literacy modules completed
On July 4, Zogo Finance surpassed 1,000,000 financial literacy modules completed on its gamified, interactive financial literacy app.
3 myths about young people and credit unions
Since the beginning of time, older generations have been claiming that “kids these days” are somehow in worse shape than their elders ever were — don’t let your credit union fall into that same dismissive mindset.
What is a “zillennial” anyway?
Gen Zers and millennials are trading insults on the internet these days — this one goes out to all the twenty-somethings caught in the middle.
An update on consumer spending: consumers aren’t spending
(Photo courtesy canyon-news.com) Consumers aren’t spending. With many businesses closed or...
What are financial institutions saying about Zogo?
We launched Zogo with the dream of getting more young people involved in the world of finance. ...
5 things your financial institution needs to know about Gen Z
The youngest generation is already changing the world. If you don’t deal with a lot of Gen Zers from day to day, don’t worry — we’ve got you covered with 5 things you need to know.
How are you working to innovate?
The key to building a lasting organization lies in not only the capability to build success now, but in the willingness to keep pace with this change and prepare for what lies ahead. Stay in touch with young people, and you’ll stay ahead.
Three things that Gen Z is probably wasting their money on
There was a time in my college career that I, too, bought two overpriced lattes a day.
A day in the life of a Gen Zer
It feels overwhelming to think about the future when you can barely see past the chaos of the day in front of you.
Here’s what it’s like to win the lottery
Here’s what it’s like to win the lottery: Yesterday, someone in Arizona paid for a $2 Mega...
Why don’t they teach you how to do your taxes in high school?
To all the other young people out there learning this on the fly and wishing you’d been given you some sort of textbook on adulthood, I feel you. Let’s bridge the gap.
3 ways that racial inequalities affect the world of finance
The United States’ history of systemic racism has woven its way into innumerable aspects of American life. Banking and finance are no exception.
In solidarity with the #BlackLivesMatter movement.
At Zogo, we recognize that the financial freedom we work to promote is inextricably linked with and rooted in the fight for racial liberation.
With no shopportunities, the savings rate is at an all-time high
The personal savings rate hit an all-time high of 33% in April, according to the US Bureau of...
What’s the difference between millennials and Gen Z?
Here at Zogo, we toss around a lot of terms to refer to the next generation of consumers and credit union members. But what’s the difference between “young millennials” and Gen Z, anyway?
What Gen Zers need to know about money, now
They don’t teach you how to build credit in college.
Your Memorial Day will cost more this year
Your Memorial Day burgers and hot dogs will be more expensive this year. Grocery prices have been...
What I love about “Millennial Money”
It’s probably not surprising that, since starting at Zogo, I’ve become a little more introspective...
5 groups you can donate time or money to in the age of COVID-19
Yesterday, I posted about what the team here at Zogo has learned so far from the far-reaching...
Why does financial literacy matter?
Every time you order a coffee, every time you buy something online or go out to eat or write a check or choose a place to live, you make a financial decision.
What we learned from the “Humans of Credit Unions”
A few months ago, we launched our “Humans of Credit Unions” page on Facebook. Here’s what we learned from real-life CU members and their stories.
Using Zogo to prep for retirement, and read the news
In our first user interview, Victor, 38, tells us his worries about saving for retirement and how he uses Zogo to learn the economic impacts of the COVID-19 crisis.
Building credit unions, building trust
Young adults are grappling with a bleak job market and an uncertain future. Now more than ever, they want to put their money somewhere they can trust.
Here’s the story of Zogo, from past to present
It started with a Facebook post, a Powerpoint and a broken promise for a free dinner.
We could be in for a “Nike swoosh”-shaped recession
The Covid-19 pandemic has likely sent the United States into a recession. America's economy...
Zogo Signs $4.6 Billion Visions FCU to Enhance Financial Literacy Avenues for Its Student Populations
Durham, NC – May 6, 2020 – To enhance the avenues for learning about financial literacy for its...
We hit 1,000 reviews on the App Store. Here are the highlights.
“Zogo slaps. And I don’t use that term lightly.”
MySpace, avocado toast, and why Gen Z is so important for credit unions
They’re already credit active, eager to learn about finance and now more prevalent than baby boomers. But there’s another reason it’s important to engage with Gen Z.
Hoarding: Buried in Cash
Americans are so nervous about the state of the economy that they are stashing cash in the bank at...
What makes Zogo different from other Fintech startups?
Well, first off, we’re a pretty young team. I have to go take an English exam after this.
Zogo Exceeds 500,000 Financial Education Modules Completed Milestone in 6 Months
Durham, NC – April 29, 2020 – Award-winning, mobile financial literacy app provider Zogo has...
Why aren’t more young people banking with credit unions?
Today’s young millennials and Gen Z-ers should have every reason to be intentional with their finances. So why aren’t more of them choosing credit unions?
BayPort Renews Focus on Financial Education through an App that Pays Users to Learn
NEWPORT NEWS, Va., April 23, 2020 – BayPort Credit Union today announced it has launched an...
Diamond Credit Union Uses Zogo Financial Literacy App to Help Its Members Make Smarter Financial Decisions
Within a month of signing with Zogo, Diamond Credit Union members completed more than 16,000 of...
Where is my money?
Millions of Americans received stimulus checks from the U.S. government last week to help stave...
Zogo Signs Three More Credit Unions To Use Its Financial Literacy App and Help Improve Members’ Financial IQ
Durham, NC – April 15, 2020 – Award-winning, mobile financial literacy app provider Zogo has...
A Mortgage Meltdown
Much of the United States is in a standstill, and even as the weather warms up, mortgage payments...
Are you in good hands?
Buckle up Allstate auto insurance customers! You may be getting some money back. Allstate, along...
Price-Gouging Galore
While millions around the country scramble to stock up in the anxiety and confusion caused by the...
VolCorp Forges Alliance with Zogo
NASHVILLE – 3/26/2020 -- VolCorp, a not-for-profit financial cooperative that serves natural...
Zogo Provides $0 App Set Up Fee to All LCUL Member Credit Unions
Louisiana Credit Union League member credit unions receive Zogo’s award-winning financial literacy...
Zogo Launches ‘Humans of Credit Unions’ Facebook Page to Share Members’ Financial Challenges
Durham, NC – February 27, 2020 – Award-winning, mobile financial literacy app provider Zogo has...
Zogo Experiences Active 2019 Winning Multiple Awards, Signing Dozens of Clients, and Creating Strategic Partnerships
Durham, NC – February 17, 2020 – Mobile financial literacy app provider Zogo had a very active...
Zogo Wins Finsiders ‘Risk Taker’ Award at Organization’s 2020 CLT Awards
Durham, NC – February 3, 2020 – Award-winning financial literacy app Zogo has started 2020 with a...
Eleven Financial Institutions partner with Zogo to advance Youth Financial Literacy
Zogo, a leading FinTech company on a mission to drive teen financial literacy, is excited to announce that it has partnered with eleven financial institutions to distribute its award-winning financial literacy app.
Zogo won “Best of Show” at FinovateFall 2019
Durham, N.C., Oct. 2, 2019– 20-year old Duke University student became the youngest presenter to...